Disclaimer

Material Disclosure

Future Path Advisors is not a lender and does not provide short-term loans or make credit decisions. This website does not constitute an offer or solicitation to lend. Future Path Advisors will submit the information you provide to lenders and others and may be compensated by such lenders or others for such referrals. The operator of this website is not a lender, does not broker loans to lenders and does not make/fund any product offerings, loans or credit decisions. This website does not constitute an offer or solicitation to lend. This site will securely submit the information provided to a lender. Providing your information on this website does not guarantee approval for a product offering. Credit checks may be performed by lenders from credit bureaus or other providers of credit information. Consumer reports or credit checks may be made by the lender through Equifax, Experian, TransUnion, or alternative providers. You are not obligated to use this site and are not obligated to contract with any third-party lender or service provider. These disclosures are provided to you for information purposes only and should not be considered legal advice.

Credit Disclosure

Future Path Advisors does not guarantee any loan or credit approval or any loan or credit amount, and everything on this site should be considered a commercial advertisement. The loan that a consumer qualifies for and the amount of the loan for which a consumer qualifies will be determined by the lender based on each consumer's individual financial and credit information. Not all consumers will qualify for a loan or for the maximum loan amount. Loan amounts, terms, and rates may vary based on each consumer's individual financial and credit profile. Loan proceeds are intended primarily for personal, family, and household purposes. Future Path Advisors does not offer or service student loans.

Availability

Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont, West Virginia, and the District of Columbia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

APR Disclosure

Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost, and term of your loan, repayment amounts, and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Late Payment Implications

If you fail to repay your loan in accordance with the terms agreed upon with your lender, your lender may: charge you late fees, send your account to a collection agency, report your information to a consumer reporting agency which may negatively impact your credit score, offer to renew, extend, or refinance your loan, which may cause you to incur additional fees, charges, and interest. We encourage responsible borrowing and urge you to consider whether you can reasonably repay your loan on time before taking out a loan.

Collection Practices

Future Path Advisors is not a lender. Lenders may use collection practices if you fail to repay your loan. Collection practices may include contacting you by phone, mail, or email. Please review your lender's collection practices policy for more information.

Contact Us

If you have any questions about this Disclaimer, please contact us at:

Email: contact@futurepathadvisors.cloud
Website: futurepathadvisors.cloud