Credit Authorization

Future Path Advisors (operating the website futurepathadvisors.cloud) does not act as a lender, broker, or agent for any lender. We do not run credit checks, pull credit reports, make lending decisions, or fund loans. However, the independent lenders and financial service providers you may be matched with through this site—including our network partners, service providers, and related third parties—may verify the information you submit by accessing credit reports, credit scores, and identity‑verification data. This process can include inquiries with major credit bureaus such as TransUnion, Experian, and Equifax, as well as other approved consumer‑reporting sources.

Credit checks carried out by lenders may take the form of more comprehensive reviews that are recorded on your credit file and may affect your credit rating (often called “hard inquiries”), or more limited reviews that do not impact your credit score (commonly referred to as “soft inquiries”).

By submitting a loan request on futurepathadvisors.cloud, you provide express written consent, consistent with the Fair Credit Reporting Act (“FCRA”), for lenders, financial service providers, and their authorized affiliates—including our network partners, providers, and associated third parties—to obtain and review your credit information and use it to evaluate your eligibility and confirm your identity.

Keep in mind that if you do not repay a loan as agreed, your lender may report the delinquency to one or more credit bureaus, which could negatively affect your credit score. Use credit cautiously and only when it is truly needed. The short‑term loans offered by lenders you may reach through futurepathadvisors.cloud are intended to address temporary financial needs or emergencies and are not designed as long‑term financial solutions. If you have questions about a specific loan, credit check, or reporting practice, you should contact the lender directly.